LC London Credit AIF V.C.I.C. Public Ltd, an alternative investment fund authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC), has gained strong momentum achieving a significant increase in its assets under management.

Consulco has established itself as a trusted investment manager, guiding its clients towards profitable investments and consistently exceeding expectations. Its track record underscores the company’s credibility and the trust placed in it by investors.

Fulfilling its mission: Guiding clients towards profitable investments.

“At Consulco, we leverage strategic investments in London’s real estate and credit markets to provide opportunities for both growth and stability,” Michalis Tannousis, Director of Investment Services, explained. By adopting a conservative approach to alternative investments, the firm consistently exceeds its targets. “Our experienced investment management team in London carefully selects UK assets, performs thorough due diligence, and ensures consistent monitoring,” he emphasized, highlighting the firm’s commitment to a cautious and disciplined strategy. Consulco prioritises growth and protection, maintaining steady progress towards financial objectives while adapting to evolving market conditions.

A portfolio built on reliability and resilience.

Consulco has established London Credit, a London-based UK Bridging Lender that has been successfully operating for the past 13 years. Since its inception, London Credit has approved and funded over €253 million in loans, maintaining an exceptionally high repayment rate. This track record underscores the reliability and resilience of its lending services in the competitive UK property market.

In 2021, LC London Credit AIF V.C.I.C. Public Ltd (“the Fund”) was established to offer investors indirect access to the London lending market, secured by real estate. The Fund, which is addressed solely to professional and well-informed investors, has quickly gained momentum, increasing its assets under management to €60 million.

The Fund consists of three Investment Compartments as follows:

  • Compartment A: Participates through a subsidiary predominantly in residential property lending, emphasising stability. Target returns: 5%+ (Sterling and Dollar), 4%+ (Euro).

  • Compartment B: Participates through a subsidiary predominantly in commercial property lending, balancing risk and return. Target returns: 6%+ (Sterling and Dollar), 5%+ (Euro).

  • Compartment C: Once launched, this compartment will participate through a subsidiary predominantly in short-term lending for residential development and refurbishment projects in high-demand areas. It will aim to offer annual returns of 6%-7% (Euro) and 7%-8% (Sterling and Dollar).

“London offers attractive lending returns
due to the depth and resilience of the property-backed lending market”

Why the UK Remains the centre of investment interest for Consulco.

The UK, and London in particular, remains Consulco’s primary investment base. The combination of long-term stability, strong demand for both residential and commercial real estate, and its global economic prominence make it a highly profitable market. “London offers attractive lending returns due to the depth and resilience of the property-backed lending market,” said Mr. Tannousis. The firm’s expertise enables it to identify high-potential opportunities and build a diversified portfolio that aligns with investors’ needs.


UK property market analysis.

Current Market Dynamics
The UK’s urban property market, particularly in London, has seen restrained growth due to recent economic shifts. While inflation has eased, high interest rates are slowing transaction volumes and price growth. Property prices have remained stable, with a modest annual growth rate of 2.4% (Nationwide, October 2024). However, forecasts for 2025 suggest a growth of 4% (Savills, November 2024) as economic conditions stabilise.

Real Estate Market Challenges
The UK is facing a housing shortage, a challenge that is also affecting much of Europe. This shortage is especially evident in the rental market, where demand is outpacing supply, driving up rents. Forecasts predict annual rent growth of 4% across the UK by 2025, although London’s growth is expected to be more modest at 1.5% (Savills, November 2024).

Future plans for expansion

Consulco will soon launch Investment Compartment C, its third investment option, targeting higher returns with a flexible exit strategy for investors. Additionally, the company’s entry into the real estate development market is expected to further strengthen its portfolio, focusing on high-demand, strategically important projects. This approach highlights Consulco’s commitment to diversification, offering investors alternative opportunities in a dynamic and evolving sector.

*As published in Economy Today.

Disclaimer: Please refer to the LC London Credit AIF V.C.I.C. Public Ltd (“the Fund”) prospectus before making any investment decision and consult your advisors. There are various risks to consider, including currency fluctuations, which may affect returns. Past performance is not indicative of future returns. The Fund is available only to Professional and Well-Informed investors.